A keep / review / stop call on each payment, an evidence pack you submit, on a flat plan.
Riskified is a strong enterprise fraud-and-guarantee platform. VerifyLive gives each payment a keep / review / stop call, online or at the register, and an evidence pack you submit when a dispute still lands — without an enterprise contract. An online payment is not tied to a register payment as one person.
And it's priced flat per tier, not as a percentage of your GMV that grows every time you do. The website price is the invoice price.
Built for agentic commerce.
Enterprise fraud platforms are tuned on years of human session behavior. That baseline shifts when an AI agent places the order — and a growing share of checkouts will be. VerifyLive is built for that layer — patent-pending trust for AI-driven checkout, in calibration as AI checkout goes mainstream.
In plain terms: when an AI places the order, we help you know a real, accountable person is still behind it.
Enterprise percentage-of-GMV — or a flat plan, and you submit the evidence pack.
Riskified prices as a percentage of your GMV on enterprise, annual contracts — the bill scales up with every new dollar of revenue. VerifyLive prices flat per tier, and when a dispute gets through, you review and submit the evidence pack. There is no recovery fee.
- Model
- Prevention + guarantee bundle
- Pricing
- Percentage of your GMV
- As you grow
- The bill climbs with revenue
- Motion
- Enterprise sales, annual contracts
- Best fit
- Large, high-AOV enterprises
- Model
- Prevention at checkout + recovery
- Pricing
- Flat — Shield Lite $99, Growth+ $499
- Recovery
- There is no recovery fee.
- Motion
- Self-serve, live the same day
- Best fit
- Growing mid-market merchants
Riskified is built for large enterprises: a percentage of GMV, an annual or multi-year contract, and a sales cycle to match. That's a fine deal at very high volume. For a growing merchant, a flat tier caps the math, and self-serve means protection the same day — not after a procurement cycle.
If you're a large enterprise that needs a capital-funded chargeback guarantee bundled in, and you have a procurement team to negotiate the contract, Riskified is built for exactly that.
What each platform actually does.
| Capability | Riskified | VerifyLive |
|---|---|---|
| Real-time keep / review / stop before you fulfill | ✓ | ✓ |
| Fewer false declines — tuned to clear good buyers | ✓ | ✓ |
| When a dispute lands, an evidence package is generated for you | ✓ | ✓ |
| Evidence pack you submit. There is no recovery fee. | Within enterprise guarantee scope | ✓ |
| A call on the online payment and a call on the register | eCommerce-focused | ✓ |
| Self-serve signup, live the same day | Enterprise sales cycle | ✓ |
| Pricing structure | Percentage of your GMV | Flat price per tier |
| Minimum contract length | Annual / multi-year standard | Month-to-month or annual |
Three places they're better. Read them honestly.
- Public-company stability.
Riskified is publicly traded with audited financials — a stable, low-risk vendor posture for a procurement team. We're a newer, self-serve challenger; if audited-vendor stability is your top gate, they win it today.
- A capital-funded chargeback guarantee.
Riskified reimburses fraud losses on approved orders — a funded guarantee bundled into the contract. VerifyLive's model is prevention upstream plus an evidence pack you submit. If a bundled guarantee is a must-have, Riskified is built for it.
- Enterprise and luxury depth.
Years of high-AOV and luxury-retail data, a large R&D team, and a public enterprise logo wall. We have flatter math and a tighter, self-serve product.
Five places we're better. Read them harder.
- Keep more of every good month.
Riskified prices as a percentage of your GMV, so the fraud bill grows every time you grow. Ours is one flat, predictable tier price. You keep more of every good month instead of handing back a cut of your sales.
- Recovery without an enterprise contract.
Riskified's recovery sits inside a capital-funded guarantee sold to enterprises at percentage-of-GMV. VerifyLive gives growing merchants an evidence pack you submit on the disputes that get through. There is no recovery fee.
- A call on the online payment and a call on the register.
Online checkout and the in-person register each get a keep / review / stop call. We do not tie those payments together as one person. Riskified is an eCommerce platform — it never sees the in-person side of your business.
- Live self-serve in under an hour, not a multi-week enterprise cycle.
Sign up, connect, done — no SDR team, no multi-meeting evaluation, no annual minimum. Protection the same day, at a price you can read off the website.
- One platform and one bill, not a 3-to-5 tool stack.
Real-time keep / review / stop on every order, the common abuse playbooks (refund abuse, velocity, device and location, risky delivery addresses), and an evidence pack you submit when a dispute lands — one place to look when something goes wrong, more protection per dollar.
When a dispute lands, RECOVR builds your evidence package — you review and submit. There is no recovery fee. Live today, VerifyLive is real-time detection plus an organized evidence package when a dispute lands.
Riskified is a serious enterprise platform — audited, public, deep in luxury and high-AOV retail. If you're that size and you want a funded guarantee bundled in, they're built for it.
Most growing merchants aren't that size. They want the at-checkout discipline without the percentage-of-GMV contract — prevention on every order, a chargeback evidence pack and no recovery fee, and a price they can read off the website. That's the merchant we built for.
— the VerifyLive team
Detail before you ask.
How is your pricing different from Riskified's?+
Riskified prices as a percentage of your GMV on enterprise, annual contracts, so the bill scales up as you grow. VerifyLive is one flat tier price — Shield Lite $99 and Growth+ $499 flat up to $1M; Professional and Business are custom-quoted flat tiers (contact us). The website price is the invoice price.
Do you offer a chargeback guarantee like Riskified?+
No — VerifyLive does not currently offer a chargeback guarantee. VerifyLive prevents fraud at checkout, and when a dispute still lands, RECOVR builds your evidence package — you review and submit. There is no recovery fee. A capital-funded, bundled guarantee is Riskified's model; ours is prevention plus an evidence pack you submit.
Riskified is a public company — why switch to a challenger?+
If audited-vendor stability is your top procurement gate, that's a real point in their favor and we'll say so. What we offer instead is flatter math, a keep / review / stop call on the online payment and on the register, an evidence pack you submit, and same-day self-serve — without an enterprise contract. Those two payments are not tied together as one person. Run us alongside Riskified first and compare the two on your own orders.
Can I run VerifyLive alongside Riskified?+
Yes. Both run on standard webhook + decision-API patterns. Start VerifyLive in observation mode — advisory only, nothing blocked — for the first couple of weeks, then flip to live decisions when you're ready. Nothing gets ripped out before you've compared them.
What about Forter or Signifyd?+
Same enterprise percentage-of-revenue model, same flat-price contrast in how we bill. See our Forter comparison at /vs-forter and our Signifyd comparison at /vs-signifyd.
Enterprise-grade discipline, without the enterprise contract.
Prevention on every order, an evidence pack you submit, one flat bill — bring your Riskified renewal and compare.